Introducing the New LexPCCU Mobile App

Manage Your Accounts from Your Mobile Device

Download the LexPCCU mobile app on your phone or tablet to get started!

Available on both the App Store and Google Play. 

Manage your bank accounts on the go

Access your accounts when and where you want from the palm of your hand. The LexPCCU mobile app is fast, secure and allows free access to your accounts anytime, anywhere. You can complete everyday banking tasks at home or on the go:

Check account balances
Know exactly how much money is in your account (and when it's there) with real-time updates.

Make deposits
Deposit a check in just a couple of snaps using your smartphone or tablet. Checks deposited by 2 PM post on the same day at 4:30 PM. After 2 PM, checks post the next business day at 4:30 PM. Maximum check amount for mobile check deposit is $2,500. 

Pay bills
Never visit a biller's site again to pay a bill; do it all from the palm of your hand.

Split costs with friends
Send and receive money quickly with Zelle. You must be enrolled in BillPay to use it. 

Transfer funds
Quickly and easily move money between accounts.

Review transactions
Keep tabs on your money movement from anywhere with real-time updates.

Monitor fraud
Catch and report fraudulent charges quickly. We may notify you of unusual card activity.

Control your card
Turn cards off and on, add alerts, set spending limits or adjust your location for travel.

Locate ATMs and branches
Use the locator in our app to find a branch or ATM near you.

Review account history
Conveniently review transactions from one spot.

And more!

Download on the App Store or get it on Google Play. 

Data charges may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc. All rights reserved. Copyright ® 2024 Lexington Postal Community Credit Union

Lexington Postal Community Credit Union
124 Louie Place 
Lexington, KY 40511-2065
(859) 252-5151

Federally insured by the National Credit Union Administration (NCUA).



Transfer Your Auto Loan & Save

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Have a high auto loan rate due to a low credit score? Let us help you save money. Regardless of your current rate, transfer your auto loan from another lender and we’ll finance it for 4.94% APR. Apply online now, or all 859-252-5151 for more info. Terms and conditions apply. Now through 3/31/2025. Rates are subject to change without notice.



Mortgage Options Available

Our partnership with mortgage processor Servion allows us to offer a variety of mortgage options: from Conventional to FHA, VA, Non-Conforming, USDA, Jumbo, and Refinancing. Our offerings go beyond primary residences to include second homes and investment properties. View all of our mortgage offerings.

Members can fill out an application online anytime and expect contact from a representative within 24 hours of submission. When you visit the website, you will notice the Lexington Postal Community Credit Union logo next to the Servion logo at the top of the home page. If you see our logo, you know you're in the right place. 

You will be prompted to create an account before applying. 

Your assigned loan officer is Derek. Please include this when filling out the application.

Apply Now



New LPCCU Mastercards

Use Your Card. Get Rewarded.

Choose the Lexington Postal Community Credit Union credit card you want and shop in-store or online, pay bills, travel locally or abroad, and earn rewards every time you use your credit card.

1. Classic Credit Card: Classic Credit Card makes everyday purchases more rewarding with cash back1.

Rewards

Earn unlimited 1% cash back1 for every purchase

2. Ultimate Credit Card: Turn everyday purchases into rewards that you can redeem for gift cards and merchandise.

Rewards

Standard Rewards: Earn 1 Rewards Point2 for every $1 spent and redeem for travel, gift cards, merchandise and more. Bonus Rewards: Earn 10,000 bonus points when you spend $3,000 in the first 90 days3.

3. World Credit Card: Create share-worthy experiences with added card benefits and rewards.

Rewards

Standard Rewards: Earn 1 Rewards Point4 for every $1 spent and redeem for travel, gift cards, merchandise, and cash back. Bonus Rewards: Earn 25,000 bonus points when you spend $3,000 in the first 90 days5.

4. World Elite Credit Card: Travel like a VIP with amazing card benefits and rewards.

Rewards

Standard Rewards: Earn 1 Rewards Point6 for every $1 spent—from VIP experiences to day-to-day activities, and redeem for travel, gift cards, cash back and more. Bonus Rewards: Earn 50,000 bonus points when you spend $5,000 in the first 90 days7.

For rates and fees* associated with the use of these cards, click here.

 

 

Mastercard® Benefits

Mastercard Zero Liability Protection8 Help protect against unauthorized card purchases. Mastercard Global Service8 Global assistance, 24/7, for lost or stolen cards, emergency card replacement, and emergency cash advances. Mastercard Airport Concierge9 Enhanced travel benefits while traveling. Mastercard ID Theft Protection8 High-risk transaction monitoring and alerts, and white-glove restoration services. Priceless® Experiences8 Access to exclusive experiences including dining, concerts, etc.

Online and Mobile Card Management

Easily and conveniently manage cards and users, view statements, make payments, set controls and alerts, plus much more online or via a mobile device.

 

Disclosures:

*For information about the rates, fees, other costs and benefits associated with the use of these cards, visit https://apply.creditcardservices.com/credit-card?fi=lexingtonpostal and refer to the disclosures accompanying the credit card applications.

Earn one Rewards Point (1% cash back) for each $1 spent on qualified purchases. The cash redemption value of each Reward Point is $0.01. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information Earn one Rewards Point for each $1 spent on qualified purchases. Fractional Rewards Points will be rounded down to the nearest whole number. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards Points expire after 3 years from the accrual date. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information Ultimate Card Bonus Points Offer. You will earn 10,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Points expire after three years. Redeem for travel, gift cards, merchandise and more. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number. For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points. Rewards points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information World Card Bonus Points Offer. You will earn 25,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $3,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards Points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit. Earn one Rewards Point for each $1 spent on qualified purchases. Rewards Points may be redeemed for cash back or other non-cash options. Fractional Rewards Points will be rounded down to the nearest whole number.  For cash-back redemptions, each Rewards Point can be redeemed for a $.01 statement credit. For example, if you make a qualifying purchase of $5.65, you will be awarded 5 Rewards Points.  Rewards Points do not expire. You must request redemption of Rewards Points to receive cash back as a statement credit. See the uChoose Rewards® Program Terms and Conditions gonow.credit/rewards for redemption instructions and additional information World Elite Card Bonus Points Offer. You will earn 50,000 bonus points if you use your new credit card account to make any combination of Purchase transactions totaling at least $5,000 (exclusive of balance transfers, cash advances, fees, returns and adjustments) that post to your account within 90 days of the account open date. Rewards points do not expire and can be redeemed for travel, gift cards, merchandise and more. Cash back via statement credit. Mastercard, Priceless, Mastercard World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Please refer to the Mastercard Guide to Benefits for more information. For details on Mastercard Airport Concierge visit mastercard.globalairportconcierge.com

These Credit Cards are issued by Fifth Third Bank, National Association. Member FDIC. Credit Cards are subject to credit review and approval.



Transfer Your Auto Loan & Save

Have a high auto loan rate due to a low credit score? Let us help you save money. Regardless of your current rate, transfer your auto loan from another lender and we’ll finance it for 4.94% APR. Apply online now, or all 859-252-5151 for more info. Terms and conditions apply. Now through 9/30/2023. Rates are subject to change without notice.



Pet Food Drive

Join our Pet Food Drive for Lexington Humane Society through May 31.

Wish List

Leashes (inexpensive nylon leashes) Kongs (all sizes) Harnesses (medium size) Toys (all kinds) Small and soft treats Training treats Treat and training pouches (belt attachment) Poop bags and clip on holders Full LHS wishlist

Drop off donations to 124 Louie Place during business hours and be entered to win a new grill valued at $249. Cash and credit card donations accepted. No rawhide, please.



Save Big with Our Auto Loan Special!

Our Auto Loan features rates as low as 2.99% APR Base Rate on new and used vehicle purchases. Talk to us BEFORE you shop. We help our members save thousands on vehicle purchases every year. Don't delay! Now through 3/31/2022. Rates are subject to change without notice.

Click here to apply.



Online & Mobile Banking Options

Check balances, move money, pay bills, and deposit checks with LPCCU online and mobile banking. Remember, checks may be up to $2,500 for mobile deposit, and must be in by 2 PM to qualify for same day credit. Instructions are here.



> Temporary Changes Due to COVID-19

March 23, 2020 – In an effort to protect our Staff and Members from exposure to the COVID-19 virus, our lobby will be open for appointments only. 

We encourage you to use the drive-up window at 124 Louie Place whenever possible. You can be assured, your Credit Union will continue operating as normal—just with limited access. In addition, we are available via phone at 859-252-5151, email, and even with the Send Message button on our Facebook page.

Thank you for your patience and understanding as we do our part to keep everyone safe.



Stamp Out Hunger Food Drive collection

The 30th annual Letter Carriers’ Stamp Out Hunger® Food Drive is back after a two-year hiatus! We have a collection bin in our lobby for anyone who would like to donate beforehand. The food donated during this drive is always a huge blessing to our community food banks and its absence over the last two years has been felt. If you don't wish to drop off, remember to place non-perishable items at your mailbox for collection by your letter carrier on Saturday, May 14, 2022.